Dayang Norfarehan is a risk management leader with over 13 years of experience spanning central banking, commercial banking and fintech. She currently serves as Head, Enterprise Risk & Governance at RHB Banking Group, where she drives enterprise-wide risk governance, regulatory engagement, product developments and board-level governance across the Group. Prior to RHB, Dayang held key roles at Curlec and Bank Negara Malaysia, building extensive expertise in prudential regulation, operational resilient, Shariah governance, and financial sector supervision. Her diverse experience across regulatory, banking and technology environments enables her to bridge policy, governance and business strategy in an increasingly complex risk landscape. Dayang is passionate about strengthening risk culture and advancing governance excellence while enabling innovation. Her experience brings practical insights on navigating emerging risks, regulatory expectations and organisational resilience in a rapidly evolving financial sector